In this guide, we’ll walk you through how to estimate your retirement number based on your lifestyle, retirement expenses, income sources, and retirement age.

Discover key retirement goals by age. Learn when to start saving for retirement and how early retirement planning can potentially secure your financial future.

Learn how to generate income in retirement with time tested strategies like the 4% rule and bucket strategy.

Learn effective retirement tax strategies and planning tips to potentially lower your retirement tax rate and reduce taxes on your income and savings.

Discover the best age to start claiming Social Security. Learn how income, health, and retirement goals affect your Social Security benefits.

Choosing between a Roth IRA vs 401k isn’t one-size-fits-all. Your income, tax situation, and retirement goals all matter. In this guide, we’ll help you decide which is better for your retirement goals.

Welcome, fellow investors, to the garden of investment strategies, where sector rotation blooms like seasonal flowers, offering the promise of bountiful harvests. Imagine your investment journey as tending to a diverse garden, where each sector represents a different type of plant, each with its unique growth cycle and potential yield. Let's cultivate our understanding of sector rotation, appreciating its nuances and recognizing its potential risks, much like navigating the c

Ahoy, fellow adventurers of finance! Today, we're setting sail on the high seas of investment, guided by the twin stars of risk tolerance and financial planning. Imagine your investment journey as a grand sailing expedition—full of excitement, challenges, and the promise of discovery. Let's unfurl our sails and explore how risk tolerance and your financial plan shape your course towards financial success.      What is Risk Tolerance, Anyway?  Picture yourself on a sailing adv

Retirement planning—it's like trying to juggle flaming torches while riding a unicycle. Exciting, right? Well, maybe not. But hey, it doesn't have to be as intimidating as it sounds. Let's take a look at five retirement planning blunders that might just make you chuckle: Procrastination: The Ultimate Snooze Button  Ah, procrastination—the art of delaying the inevitable. Putting off retirement planning is like waiting for a unicorn to show up at your door with a pot of gold. S

Hey there, savvy investors! Today, we're diving into the deep waters of asset allocation and why diversification should be your best friend in the world of finance. Whether you're just starting your investment journey or looking to fine-tune your portfolio, understanding the importance of diversification can be a game-changer. So, what exactly is diversification, and why does it matter ? Imagine you're planning a picnic, and you want to make sure your meal is a hit. You would

Investing—it's like putting together a puzzle with ever-changing pieces. But fear not! Strategic asset allocation is your trusty roadmap to navigating the investment landscape and achieving your financial goals. In this guide, we'll explore strategic asset allocation strategies tailored to different investment goals, demystifying the process for beginners. 1. Goal: Wealth Accumulation Ah, the dream of building a nest egg for the future! For wealth accumulation goals, consider

A few years ago, I was at Silverwood Theme Park with my family. Throughout the day I was trying to talk my 7-year-old son into riding the biggest, scariest ride there - the Aftershock. We had checked before we left home, and he was just big enough to ride the ride. On our way across the park, he found a penny on the ground. Being the frugal kid that he is, he picked it up and stuffed it in the pocket of his shorts. He could not stop talking about the shiny penny he’d found

As the media tells a story of shattered dreams and retirement losing value, I think it is important to keep a cool head and not make any rash decisions. Rather than panic and pull your money out of the market, it would be prudent to look at some of the planning opportunities that this market volatility might provide. Here are a few opportunities to consider as we see this increased market volatility. I would ask that you please contact a Certified Financial Planner like mysel

Are you working toward your real goals?

If you are a parent, chances are you’ve considered whether you should be saving for college. Do not sabotage your retirement!