Meet Joe
Committed to Excellence
Joe has been working in the financial services industry since 2010. During this time, Joe has continued to be a student of financial planning. He feels that it is important to continue to stay educated to truly excel as an advisor. During his years in the financial industry, he has found that it is critical to put the interest of his clients above all. As a Certified Financial Planner, Joe employs a holistic approach to financial services to help clients pursue their individual goals.
In his time off, Joe enjoys spending time with his family and any activity that produces adrenaline: including dirt biking, boating on the lake, and working on his 1959 Chevy Apache pickup. His wife and kids enjoy being along for the ride.
Education:
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Utah State University, BS - Finance and Economics
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Minor in Accounting with an emphasis in Financial Planning
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President- Financial Planning Student Association, 2005-2006
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Licenses and Designations:
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FINRA Licenses held with LPL Financial: Series 7, 63 and 65
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CERTIFIED FINANCIAL PLANNER™ Professional
Our Mission is to Turn Dreams into Reality, One Plan at a Time
Our Values
Education
At Sage Hills Financial, we are dedicated to ongoing education in financial planning. We strive to stay current with industry changes and governmental regulations, ensuring that you receive informed and up-to-date guidance tailored to your financial goals.
Customer Focus
We have a focus on you, the client, which drives us to deliver tailored solutions regarding your circumstances. Your financial well-being is our priority, and we are dedicated to building trusting relationships by understanding and meeting your unique goals.
LPL Financial (Nasdaq: LPLA) was founded on the principle that the firm should work for the advisor, and not the other way around. Today, LPL is a leader in the markets we serve,* supporting nearly 22,000 financial advisors, and approximately 800 institution-based investment programs and 500 independent RIA firms nationwide. We are steadfast in our commitment to the advisor-centered model and the belief that Americans deserve access to personalized guidance from a financial advisor. At LPL, independence means that advisors have the freedom they deserve to choose the business model, services, and technology resources that allow them to run their perfect practice. And they have the freedom to manage their client relationships, because they know their clients best. Simply put, we take care of our advisors, so they can take care of their clients.
*Top RIA custodian (Cerulli Associates, 2020 U.S. RIA Marketplace Report); No. 1 Independent Broker-Dealer in the U.S (Based on total revenues, Financial Planning magazine 1996-2023); No. 1 provider of third-party brokerage services to banks and credit unions (2020-2021 Kehrer Bielan Research & Consulting Annual TPM Report); Fortune 500 Company as of June 2021. LPL and its affiliated companies provide financial services only from the United States.
Our Process
Step 1
Initial Meeting
In our initial meeting, we take the time to get to know each other, in this time we will go over your financial landscape, goals, and aspirations. This personalized consultation allows us to establish a foundation of trust, ensuring that your unique needs are at the forefront of our planning process. We discuss your current financial situation, future objectives, and any concerns you may have, laying the groundwork for a comprehensive and tailored financial plan.
Step 2
Draft Financial Plan
Following the initial meeting, we will work on a draft financial plan that aligns with the insights gathered from our discussions. This plan considers various aspects of your financial journey, including investments, retirement planning, risk management, and more. This stage is an opportunity for you to review and provide input, ensuring that the plan reflects your priorities and addresses your financial objectives.
Step 3
Start Financial Planning Engagement and Finalize Plan with Firm Recommendations
With your feedback incorporated, we officially start the financial planning engagement. This stage involves a deeper dive into the intricacies of your plan, refining details, and integrating firm recommendations. This collaborative process ensures that your financial plan is not only comprehensive but also aligned with the latest industry insights and best practices. We finalize the plan, presenting you with clear recommendations and strategies to move forward confidently on your path to financial success.